Data Processing and Privacy Policy

1. Introduction

At RubiLabs, we are committed to protecting your privacy and ensuring the security of your personal data. This Data Processing and Privacy Policy outlines how we collect, process, store, and protect your information in compliance with applicable data protection laws and regulations.

2. Data We Collect

We may collect and process the following types of data:

• **Personal Information** – Name, email address, phone number, and other identifiers.
• **Financial Data** – Payment information and transaction history.
• **Usage Data** – Information related to how you interact with our Services, including browsing behavior and IP address.
• **Device Data** – Information about the device used to access our platform, such as operating system and browser type.
• **Communication Data** – Emails, customer service requests, and feedback submissions.

3. How We Use Your Data

We use your data for the following purposes:

• To provide and improve our services.
• To personalize user experience and enhance security.
• To process transactions and facilitate payments.
• To comply with legal and regulatory requirements.
• To prevent fraud and ensure account security.
• To communicate with you regarding service updates and support inquiries.

4. Data Storage and Security

We implement industry-standard security measures to protect your data, including:

• Encryption of sensitive data using **AES-256 and SHA-256 encryption**.
• Strict access controls ensuring only authorized personnel can access user data.
• Routine security audits and penetration testing.
• Secure storage and processing of data in compliance with **GDPR, CCPA, and other privacy laws**.

5. Data Retention

We retain your data only for as long as necessary to fulfill the purposes outlined in this policy or as required by law. When data is no longer needed, it is securely deleted or anonymized.

6. Sharing of Data

We do not sell or rent your personal data. However, we may share data with:

• Third-party service providers assisting in operations (e.g., payment processors, hosting services).
• Regulatory authorities and law enforcement in compliance with legal obligations.
• Business partners, where explicit consent has been provided by the user.

7. Your Rights

As a user, you have the following rights under applicable privacy laws:

• **Right to Access** – Request a copy of your personal data.
• **Right to Rectification** – Request correction of inaccurate data.
• **Right to Erasure** – Request deletion of your personal data.
• **Right to Restriction** – Request limited processing of your data.
• **Right to Data Portability** – Receive your data in a structured format.
• **Right to Object** – Withdraw consent for data processing at any time.

8. Cookies and Tracking

We use cookies to enhance user experience and analyze site performance. You can manage or disable cookies through your browser settings.

9. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for their privacy practices and encourage users to review their policies.

10. Contact Information

If you have any questions regarding our Data Processing and Privacy Policy, you can reach us at:

privacy@rubilink.io